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Lower Energy Bills

first_imgThe heat is on. And if your air-conditioner is off, or just not running efficiently,you or your wallet are suffering.Dale Dorman, a housing specialist with the University of Georgia Extension Service,says good maintenance in hot weather can save you both discomfort and money. “Cooling experts recommend having your system inspected and served by a qualifiedcontractor,” Dorman says. “The best person to call is the one who installed itor the manufacturer’s local representative listed in the Yellow Pages.”Dorman suggests these tips to keep your system running its best:* Shade your room air-conditioner from direct sun. This will reduce its workload.* Clean the filters every month and replace them as necessary. This will save energyand reduce dust and pollen in the air.* Don’t leave your room air-conditioner turned to the coolest setting when you go out.Set the controls to a warmer setting to reduce operating costs.* Because dust can foil efficiency, vacuum air vents regularly. And don’t block themwith furniture, carpet or curtains.* Leaky ducts are prime sources of energy waste. Hire a professional to seal andinsulate ducts.* If your home has crawl space under it, open the foundation vents in the spring topromote air flow. Close them in the winter.* Prune shrubs that may block air flow to your air-conditioner.* Think about installing ceiling fans. The air circulation spreads cooling in thesummer and boosts heating efficiency in the winter.When you buy a new air-conditioning system, “you can save a little or a lot,”Dorman says. “Select the most energy-efficient equipment that meets your needs andfits your budget.”The more efficient a product, the less it costs to run. It reduces air pollution, too,and helps conserve natural resources.So what makes one system more efficient than another?”Most of the differences are on the inside in the motors, compressors, pumps,valves, gaskets and seals,” Dorman says. “Or in electronic sensors that maketoday’s products more ‘intelligent.'”Manufacturers use standard U.S. Department of Energy tests to prove their products’efficiency. The EnergyGuide materials from the Federal Trade Commission’s Bureau ofConsumer Protection report the test results.Before you buy, use an energy audit to help pinpoint your needs, Dorman says. Auditshelp detect energy waste and gauge your current system’s efficiency. Do-it-yourself kitsare available.Find out about special offers. Ask your local utility or salesperson about cashrebates, low interest loans or other incentives for buying energy-efficient products. Youmay qualify.If you’re buying a home, ask your lender if an Energy-Efficient Mortgage is available.EEMs allow home buyers to qualify for a larger mortgage. Lenders use the lower monthlybills you’d pay in an energy-efficient house to offset a higher mortgage payment.last_img read more

Editorial: Legal Machinations on Clean Power Plan ‘Beside the Point’

first_imgEditorial: Legal Machinations on Clean Power Plan ‘Beside the Point’ FacebookTwitterLinkedInEmailPrint分享From the Delaware County (Pennsylvania) Daily Times:The legal machinations may be beside the point.While efforts to stall the Clean Power Plan are disappointing and counterproductive, market forces and technological advances may ultimately render them meaningless.That’s because the transition to more climate-friendly methods of generating power is already well under way. Energy producers are saying goodbye to coal-burning plants in favor of cleaner – and, most importantly, cheaper – technologies like wind, solar and super-efficient generators that burn natural gas.Bottom line: A spokesman for the Edison Electric Institute, the largest trade association of electricity providers, said the Supreme Court’s decision “doesn’t really change anything.”It is heartening that, along with new auto-industry fuel standards, that one of the biggest generators of greenhouse gases, the utility industry, is sprinting in the direction of cleaner energy.This is what was needed all along — not just a political action or a legal decision, but a business mindset that recognizes that new, more efficient ways of generating power are not just good for the environment, but for the bottom line.Editorial: Utilities move toward cleaner energylast_img read more

Jones Beach Theater 2015 Concert Calendar Warming Up

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Syosset-native singer Idina Menzel of Disney’s Frozen fame may get ribbed for this winter, but fans will melt to hear she’s on the Nikon at Jones Beach Theater 2015 summer concert calendar.The early draft of the calendar has more than a dozen dates starring over three dozen performers, including alt-rockers Dave Matthews Band, comedian Kevin Hart, country crooner Tim McGraw and the return of the Van’s Warped Tour—the nation’s longest-running, mostly punk rock music festival.After the Bethpage Air Show at Jones Beach—featuring the return of the U.S. Airforce Thunderbirds this year—on Memorial Day weekend May 23 and 24, the first concert date set is May 29 with the return of country band Lady Antebellum, who is joined on its “Wheels Up” tour by opening acts Hunter Hayes and Sam Hunt.DMB then takes the stage June 9. That show is followed by Tim McGraw, with supporting acts Billy Currington and Chase Bryant on June 11. Pop rockers Train will play their breakout hit “Drops of Jupiter” on June 16 with special guests The Fray and Matt Nathanson.By this point in the summer, the concerts booked so far mostly take a turn for the harder rock. Pop-punkers Fall Out Boy take the stage June 24 with Wiz Khalifa and Hoodie Allen followed by the Warped Tour on July 11. Headliners on this year’s tour include Front Porch Step, Handguns, Kosha Dillz, Neck Deep and Palisades.Country music fans will be glad to hear Darius Rucker will grace the beach on July 12 with Brett Eldrege, Brothers Osborne and A Thousand Horses. On July 17, Menzel—who is also known for her songs on Glee and in Wicked—will sing her infectious hit “Let it Go” on July 17.Def Leppard, Styx and Tesla return on July 23 followed by metal acts Slipknot, Lamb of God and Bullet for My Valentine on Aug. 1. Earth, Wind & Fire and Chicago take the stage Aug. 16. Parrot heads will be out in force when Jimmy Buffett and the Coral Reefer Band with Huey Lewis and The News return on Aug. 18.Everyone will be glad to hear Nickelback is coming to town Aug. 14 before The Wedding Ringer comic Kevin Hart gets the beach laughing Aug. 28. And rounding out the summer schedule as it stands as of this post is Australian boy band 5 Seconds of Summer on Sept. 1.All tickets will be on sale through LiveNation.com. More performers will be added to additional concert dates once it gets closer to show time. Who do you want to see play at the Jones Beach amphitheater this year?last_img read more

Singas Beats Scotto in Nassau DA Primary

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Acting Nassau County District Attorney Madeline Singas fended off Democratic primary challenger Michael Scotto, a former Manhattan prosecutor from Port Washington, in the most-watched race Thursday.Singas will now go on to face Republican Hempstead Town Supervisor Kate Murray in the general election.“Tonight, we took a huge step towards making sure Nassau continues to be one of the safest counties in America,” Singas said.In other key primary races across Long Island, the party nominees also thwarted their challengers.Across the county line, Democrats in the Town of Islip chose Thomas Licari, a political newcomer, over challenger Rick Montano, a fiery former county lawmaker, by a margin of 113 votes, according to the Suffolk County Board of Elections’ unofficial results. It wasn’t immediately clear how many absentee ballots are left to be counted. The winner will try to unseat Republican Islip Town Supervisor Angie Carpenter on Election Day.On the East End, the primary for the GOP line in the Riverhead Town Supervisor race was too close to call. Councilwoman Jodi Giglio, the Republican nominee, beat the incumbent, Sean Walter, by a 29-vote margin, according to the early tally. That race will reportedly be decided by absentee ballots.And back in Nassau County, Mayor Reginald Spinello kept the GOP line away from his challenger, Glen Cove City Councilman Anthony Gallo.last_img read more

What happens when mobile banking exceeds branch banking?

first_img 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Credit union executives have a lot on their plates. Alongside the daily activities of keeping tabs on operations and budgets, overseeing personnel, and managing risk, there is one function that should not be ignored. An argument can be made that one of the most important roles is understanding how data and technology can, and should, drive decisions.This is not breaking news by any means. We know we live in a world that needs to connect with consumers at multiple levels.  A recent article from CUTimes quotes, “Mobile banking is a must-have. As it is presently defined, it is not a delighter and it does not help build the business, it helps support keeping the business.”The article goes on to highlight that financial institutions are beyond just purchasing mobile apps. They are setting up platforms to integrate their products with their members. continue reading »last_img read more

More than just a victory for military CUs

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The recent passage of the 2020 National Defense Authorization Act (NDAA) was not only a victory for CUs on military bases, many may not realize it has the potential to be a victory for all credit unions, asserts Tony Hernandez.As CUToday.info reported, the Senate version of the National Defense Authorization Act would have provided banks with the same type of free leases on military bases currently in place for many credit unions. But that language was cut when the final version of the NDAA was sent to the president for his signature. As CUToday.info also reported, passage of the bill came at the same time the banking lobby has been turning up the heat on credit unions and especially the industry’s federal tax exemption.Hernandez, CEO of the Defense Credit Union Council (DCUC), contends if that language had not been removed from the legislation, banks would have been given the same access to military bases as credit unions and would have gained a much stronger foothold from which to make their anti-CU arguments in 2020. continue reading »last_img read more

The importance of feedback during the COVID-19 crisis

first_imgFeedback is a valuable source of information in many areas of your credit union. Here are three sources of feedback that can be super helpful to your credit union during this COVID-19 crisis…From members: If you want to provide your members with the best possible service at this time, it’s important to have your eyes and ears attentive to what your members need. This might be in direct conversation with a member or something as simple as a comment made on your latest Facebook post. Members always have problems, but right now they have problems they’ve never had to deal with before and it’s your job to help solve them. Feedback is a great way to know if your members are satisfied with what you’re providing or if it’s time to start brainstorming.From staff: Your employees engage in a lot more communication with members than you do. Your staff are the ones who are keeping things running. While you may be the captain, there’s no smooth sailing without your team. This period of working from home is definitely an adjustment for everyone. What are they hearing from members? Do they have the tools they need to succeed? Could processes be changed to improve the way things work? Listen to your team. They’ve got valuable insight and information to provide you right now.From management: Times are tough. If your team feels under-appreciated right now, morale is probably low. A little encouragement can definitely go a long way right now. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

Hard-right is not in line with Christianity

first_imgCategories: Letters to the Editor, OpinionI can’t help but wonder at times how the idea of what it means to be a Christian became so entangled with hard right political views. I understand the logistics, for it’s easy to look at the number of people shouting that they are Christians and the views they loudly proclaim. Though I disagree with the entanglement of the two (Matthew 22:21), it’s evident they are entwined. I struggle the most with seeing the lessons of Christianity I learned become so twisted that they allow the current message put forth by hard-right politics.The verses used to condemn individuals who identify as LGBTQ+ are all from the Old Testament, which exists to show us what the world was like before Jesus died for our sins. Eating shellfish is mentioned more times in the Old Testament as a sin than anything that could possibly be interpreted as anti-LGBTQ+. Have we forgotten that the Second Foundational Commandment is to love your neighbor as yourself? Removing access to health care, giving tax cuts to only the rich (Matthew 14:16), judging others (Matthew 7: 1-2), and spreading hate are all radically anti-Christian. Still these ideas perpetrate the minds of many “Christians” to the extent that upon stating that you are Christian to someone, they will likely assume you have these views. To those of you who would say that the view put out by hard-right politics is Christian, I urge you to consider the verses Matthew 6:5 and Matthew 25:34-43 before arguing your point.Shelby BrysonScotiaMore from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Beware of voter intimidationSchenectady teens accused of Scotia auto theft, chase; Ended in Clifton Park crash, Saratoga Sheriff…last_img read more

Bullet-proof vests won’t be offensive

first_imgAs with current inoculations, the cost would be borne by the students’ parents, thus putting no increased financial burdens on our already-strained educational system.Depending on the dress codes of various school districts, the appearance of vests could be regimented or a provision to permit individual stylistic adornments allowed. Additionally, there could be a mandate requiring all vests be manufactured in America, thus not adversely effecting our trade deficit and helping further lower the unemployment rate.I offer this potential solution without incentives, financial or otherwise, nor do I seek any endorsements, political or personal.I only seek to enhance safety in our school systems while offending the fewest entities possible.Carl YanochScotiaMore from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Beware of voter intimidationSchenectady teens accused of Scotia auto theft, chase; Ended in Clifton Park crash, Saratoga Sheriff…EDITORIAL: Find a way to get family members into nursing homesEDITORIAL: Urgent: Today is the last day to complete the census Categories: Letters to the Editor, OpinionAs, I assume are most mentally stable individuals, I, too, am horrified by the continual violence inflicted on our nation’s schools, as was most recently exhibited in Parkland, Fla. Many solutions for these events have been offered, none of which have been enacted.For a plethora of reasons, we are no closer to finding a cure for this carnage today. There are myriad factions and special interests that find these potential solutions unacceptable or unworkable.One idea I haven’t heard suggested, and one that seems to address the objections directed at the others, has yet to be offered.Much as we mandate inoculations against various contagious diseases before permitting students to enroll in school, why not mandate the wearing of bulletproof vests for all students?While not 100 percent effective, at least their vital organs would be protected. Surely the NRA wouldn’t object, as no one’s Second Amendment rights would be violated. last_img read more

Delancey set to raise Greycoat offer

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img