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Record 20.5 Million American Jobs Lost In April

first_imgMGN ImageWASHINGTON – With much of the American economy in self-imposed shutdown to prevent the spread of coronavirus, April’s colossal surge in unemployment delivered a historic blow to workers.The US economy lost 20.5 million jobs in April, the Bureau of Labor Statistics said Friday — by far the most sudden and largest decline since the government began tracking the data in 1939.Those losses follow steep cutbacks in March as well, when employers slashed 870,000 jobs. Those two months amount to layoffs so severe, they moire than double the 8.7 million jobs lost during the financial crisis.For many Americans who lost their jobs and their homes in the 2008 financial crisis, this moment reopens old wounds. It took years to rebound from those setbacks. When the economy eventually did crawl back, US employers added 22.8 million jobs over 10 years — a victory for all those who had weathered the Great Recession. Now, the coronavirus pandemic stings not only because of the public health crisis it has inflicted — but also because it wiped out that decade of job gains in just two months. The unemployment rate soared to 14.7% in April, its highest level since the BLS started recording the monthly rate in 1948. The last time American joblessness was that severe was the Great Depression: The unemployment rate peaked at 24.9% in 1933, according to historical annual estimates from the BLS. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)last_img read more

Peach Crop

first_imgCooler temperatures are needed this winter to avoid another disastrous peach season, according to Jeff Cook, University of Georgia Cooperative Extension County coordinator in Taylor and Peach counties. Last year’s mild winter contributed to Georgia’s peach industry suffering an 80 percent loss. Cook estimates that 70 percent of those losses were attributed to Georgia’s lack of chill hours. The late freeze this past spring contributed to the other 10 to 15 percent peach loss, Cook said. “Chill hours are vital to the development of a peach. We didn’t have enough cold weather last year and it showed once we got to harvest time,” said Cook, who specializes in peaches. “Chill hours” refers to the time in which temperatures dip below 45 degrees Fahrenheit. From Oct. 1 through Feb. 15, chill hours are required for peach production. According to Cook, one Georgia peach variety requires 850 chill hours, the highest chill requirement of all varieties grown in Georgia. When that particular variety only got around 450 chill hours last winter, the result was devastating for Georgia peach farmers. At least 800 hours are needed to make a “decent crop,” he said. “We had between 650 and 700 (chill hours) year before last and did okay. Last year we were below 500 and we really need about 800,” Cook said. The biggest hit to Georgia’s 2017 peach crop was the lack of peaches from July to August, which is typically the largest yielding period. “The packing sheds were shut down the first of July,” Cook said. Unfortunately for Georgia peach producers, this year’s winter forecast is projecting a warmer winter due to La Nina weather conditions. UGA Extension agricultural climatologist Pam Knox predicts a 70 percent chance of La Nina conditions occurring from November 2017 through January 2018. La Nina is associated with above-normal temperatures and below-normal precipitation, especially in the southern half of Georgia. Knox emphasizes that even in a La Nina winter, outbreaks of cold air could still provide chill hours to the peach crop. “My expectation this year is that chill hours will be lower than normal but are likely to be higher than last year’s low numbers,” Knox said. “As we transition to neutral conditions in the spring, we also need to be mindful of the possibility of a late frost. Growers will have to keep an eye on conditions in the spring for any cold outbreaks that might come.”Dario Chavez, a UGA College of Agricultural and Environmental Sciences assistant professor in peach research on the UGA Griffin campus, said the peach industry in Georgia should know by the end of December or early January how this winter will compare to previous years. “It’s a weather factor so we really can’t do anything about it. It would be different if it were cold and we wanted to protect (the peaches) against the cold. That’s something we can do. Making it cold when it’s warm — it’s impossible,” Chavez said. For more information on Georgia’s peach industry, see the UGA Extension blog at blog.extension.uga.edu/peaches/.last_img read more

Into the Woods Music Festival

first_imgTICKETS Festivalattendees will feel completely transported into another world while only beinga short 20-minute drive from all the conveniences of Charleston. In true PourHouse fashion, the lineup, production, and experience will be first-rate andunlike anything else happening in the area. center_img INSTAGRAM | FACEBOOK The event will be held on the grounds of a true Lowcountry gem, The Charleston Woodlands, a 6,000 acre eco-paradise conveniently located across the road from Middleton Plantation. Into the Woods Music Festival is Charleston Pour House’s inaugural camping music festival. It will feature three days of premium lakeside camping and music by national and regional touring acts including but not limited to, Leftover Salmon, Rayland Baxter, John Medeski’s Mad Skillet, Doom Flamingo, and more! last_img read more

Tips for more effective one-on-ones

first_img continue reading » We’re just over halfway through 2019. At my organization – and I’m sure at many of yours, too – our managers are holding midyear reviews with their team members to see how things are going.Part of the reason for these check-ins is to see how employees are progressing on their annual goals. As I’ve previously written, our goal-setting process at NAFCU emphasizes measurability to see how far you’ve come and to set the company and individual up for growth and success. Why? Because when your employees succeed, your company succeeds.But leadership is about more than just business. An effective leader builds relationships and demonstrates that they care. I came across this post from Charlie Buckland, a learning and development expert, about how to have more effective one-on-one meetings. His tips are great to consider during midyear reviews.Only speak business if you have time. If one of your employees is struggling with a project or task, they aren’t going to wait until their midyear review to bring it up. And they shouldn’t – managers need to be approachable for work-related problems on a regular basis. One-on-ones should be more meaningful than daily status check-ins. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Do you know what URLA stands for?

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Good morning, folks. With the holiday season officially upon us, I figure I have about a week and a half more of your attention before you go on a mental holiday from work through January 3rd. So, in the next few days, I just want to highlight a couple of important deadlines which are quietly creeping up on the banking world.Which brings us to today’s headline. URLA stands for the Uniform Residential Loan Application. It is the form used and required by both Fannie and Freddie, on which mortgage loan applications are processed. Given the ubiquity of the GSEs, this means that if your credit union offers mortgage loans, your credit union or vendor uses this form. Just how important is the information on this form? Well, it’s the first step of complying with virtually all mortgage lending regulations ranging from TRID to HMDA. It is also the form Fannie and Freddie use to make underwriting determinations. The bottom line is that it’s a crucial document which is undergoing major changes for the first time in 20 years.Many of the changes are long overdue. For example, interactive drop-down boxes make it easier to write down all the necessary information without having to type it out. A lot of these changes are common sensical as we move towards paperless mortgage transactions.last_img read more

A generation talks about emerging from the wreckage

first_imgI told them that when I went to public school the American history curriculum was certainly liberal, but the primary emotion was gratitude.We were the lucky inheritors of Jefferson and Madison, Whitman and Lincoln, the Roosevelts, Kennedy and King.Our ancestors left oppression, crossed a wilderness and are trying to build a promised land.They looked at me like I was from Mars.“That’s the way powerful white males talk about America,” one student said.When I asked how they were taught American history, a few said they weren’t taught much of it.“In my high school education the American Revolution was a rounding error,” one young woman said. Categories: Editorial, OpinionI’ve been going around to campuses asking undergraduate and graduate students how they see the world.Most of the students I’ve met with are at super-competitive schools — Harvard, Yale, the University of Chicago and Davidson — so this is a tiny slice of the rising generation. Only one young man, from Germany, raised a hand. “The utopia of our parents is the dystopia of our age,” a Harvard student said, summarizing the general distemper.It’s not that the students are hopeless. They are dedicating their lives to social change. It’s just that they have trouble naming institutions that work.A number said they used to have a lot of faith in the tech industry, but they have lost much of it.“The Occupy strategy was such a visible failure, it left everyone else feeling disillusioned,” one lamented.“We don’t even have a common truth. A common set of facts,” added another.The second large theme was the loss of faith in the American idea. Still, their comments are striking.The first thing to say is that this is a generation with diminished expectations.Their lived experience includes the Iraq War, the financial crisis, police brutality and Donald Trump — a series of moments when the big institutions failed to provide basic security, competence and accountability.“We’re the school shooting generation,” one Harvard student told me. Another said: “Wall Street tanked the country and no one got punished. The same with government.”I found little faith in large organizations.“I don’t believe in politicians; they have been corrupted. I don’t believe in intellectuals; they have been corrupted,” said one young woman at Yale.I asked a group of students from about 30 countries which of them believed that the people running their country were basically competent. I was also struck by pervasive but subtle hunger for a change in the emotional tenor of life.“We’re more connected but we’re more apart,” one student lamented.Again and again, students expressed a hunger for social and emotional bonding, for a shift from guilt and accusation toward empathy.“How do you create relationship?” one student asked.That may be the longing that undergirds all others.David L. Brooks is a columnist with The New York Times.More from The Daily Gazette:EDITORIAL: Beware of voter intimidationFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Find a way to get family members into nursing homescenter_img I asked the students what change agents they had faith in. They almost always mentioned somebody local, decentralized and on the ground — teachers, community organizers.A woman from Stockton, California, said she was hoping to return there.A woman from Morocco celebrated the uneducated local activists who operate from a position of no fear.They are just fighting for the basics — education, health care and food.“We want change agents that look like us. We want to see ourselves moving the country forward,” one Chicago woman told me.The students spent a lot of time debating how you organize an effective movement. Others made it clear that the American story is mostly a story of oppression and guilt.“You come to realize the U.S. is this incredibly imperfect place.” “I don’t have a sense of being proud to be an American.”Others didn’t recognize an American identity at all: “The U.S. doesn’t have a unified culture the way other places do,” one said.I asked them to name the defining challenge of their generation.Several mentioned the decline of the nation-state and the threats to democracy.A few mentioned inequality, climate change and a spiritual crisis of meaning.“America is undergoing a renegotiation of the terms of who is powerful,” a woman from the University of Chicago astutely observed. One pointed out that today’s successful movements, like Black Lives Matter and #MeToo, don’t have famous figureheads or centralized structures.Some students embraced these dispersed, ground-up and spontaneous organizations. If they flame out after a few months, so what?They did their job.Others thought that, no, social movements have to grow institutional structures if they are going to last, and they have to get into politics if they are going to produce any serious change.A woman from the Middle East at Yale’s Jackson Institute noted that the Muslim Brotherhood spent decades debating whether to remain outside the system as a community organization or to go into politics.That was the sort of debate I saw playing out in front of me on campus after campus.I came away from these conversations thinking that one big challenge for this generation is determining how to take good things that are happening on the local level and translate them to the national level, where the  problems are.last_img read more

Raids at internet cafes spoil students’ fun during COVID-19 curfew

first_imgPublic Order Agency (Satpol PP) personnel have carried out raids at several internet cafes to make sure students stay at home during the two-week school closure imposed by the Jakarta administration.West Jakarta Satpol PP head Tamo Sijabat said his personnel had raided dozens of internet cafes where students usually played online games.”We raided 55 internet cafes yesterday and have continued to monitor the cafes even up till now,” Tamo said on Thursday as reported by antaranews.com During Wednesday’s raids, he said, officers had found around 100 students. The officers would educate the students about social distancing before sending them home.Tamo said students could visit internet cafes as long as they came for e-learning and not for online gaming.”We’ll let students visit internet cafes if they want to print their assignments or want to study,” he said.Read also: COVID-19: Regions postpone national exam amid ‘social distancing’ call Tamo said the agency planned to continue the raids until the COVID-19 emergency response period was over.Besides checking on internet cafes, the agency would also visit places where students usually gathered, like playstation rentals and shopping centers.The North Jakarta Satpol PP also carry out similar raids on Thursday.”We’re trying to implement [the Jakarta governor’s] instruction on social distancing, especially for students,” North Jakarta Satpol PP head Yusuf Majid said on Thursday.”If we find students doing their homework, we’ll give them permission to stay and finish it, but if we find them playing online games, we’ll stop them and advise them to go home.”Prior to the raids, North Jakarta Satpol PP had advised internet cafes and playstation rentals to stop operations temporarily.On Saturday, the Jakarta administration announced that it would close schools across the city and suspend examinations for two weeks starting Monday as part of measures to prevent the further spread of the coronavirus disease 2019 (COVID-19) in the capital city. (nal)center_img Topics :last_img read more

ACCC Taking TasPorts to Court for Alleged Misuse of Market Power

first_imgThe Australian Competition and Consumer Commission (ACCC) has instituted Federal Court proceedings against Tasmanian Ports Corporation (TasPorts) for the alleged misuse of market power by the state-owned port owner.According to ACCC, TasPorts, which owns all but one port in northern Tasmania, sought to stop a new entrant, Engage Marine Tasmania from competing effectively with TasPorts’ marine pilotage and towage businesses, with the purpose and likely effect of substantially lessening competition.“In short, our case is that TasPorts sought to maintain its monopoly in towage and pilotage in Tasmania, resulting in higher prices and lower quality services,” ACCC Chair Rod Sims said.“This is the first case under the amended misuse of market power provision, an important law reform designed to protect the competitive process and help us address the harm that anti-competitive conduct does to consumers and the Australian economy.”The ACCC alleges that TasPorts prevented Engage Marine from expanding in Tasmania by failing to provide long-term berths for its tug boats and refusing to place Engage Marine on the shipping schedule, which is necessary for it to provide towage services.The ACCC also said that TasPorts has prevented Engage Marine from providing pilotage services at Port Latta by failing to provide training to Engage Marine’s employees, which only they could provide, and demanding that Engage Marine’s sole customer pay about USD 750,000 a year in fees to TasPorts after the customer stopped contracting with TasPorts.“We are alleging that TasPorts’ actions are driven by an anti-competitive purpose, and that its conduct has had or is likely to have an anti-competitive effect,” Sims added.Responding to the ACCC announcement, TasPorts said that the issues raised by the competition commission “are complex, based on unique situations; they involve a law that has not yet been tested.”“TasPorts strenuously denies that it has breached competition law as alleged by the ACCC,” the port owner stated, adding it will “vigorously defend” the ACCC’s allegations.last_img read more

COVID-19: WHO urges everyone to stay home and play games

first_imgWHO general director Tedros Adhanom said it’s perfectly normal to feel stressed, confused, and scared right now.He advised that we talk to people we trust, and even help others in our community. Supporting those in need can help you as much it would them, he reasoned.So definitely be sure to check in with neighbours, family, and friends. While observing lockdown rules, of course. It’s a weird time, and I imagine a lot of you are stressed or nervous or upset. For whatever it’s worth, it will all be alright in the end. We just have to ride this out together and focus on the positives of staying at home – because there are positives.One such positive is that the World Health Organisation (WHO) has actually advised us all to stay in and play games. Adhanom added that we should also “listen to music, read a book, or play a game,” which is the bit I can really get on board with. In fact, I’d imagine most of us are more than happy to accept these particular doctor’s orders.Read Also:Messi gifts €1m to hospitals to combat coronavirusIf you’re not sure what games to stuck into over the next few weeks, we’ve got you covered. We’re more than happy to recommend relaxing games that’ll chill you out, open world games to lose yourself in, all the free and cheap games you can get your hands on right now, and the games you can play with your kids to keep them entertained.Just don’t forget to spend some time outside every day though – exercise is still important, eh?You can read Adhanom’s full statement on the WHO’s official site – and remember: This will pass, so try not to worry and just take this as an opportunity to get stuck into some games. FacebookTwitterWhatsAppEmail分享 Advertisement Okay, so there was a little more to the advice than that, but I take my wins where I can get them. Promoted ContentWhich Country Is The Most Romantic In The World?10 Risky Jobs Some Women DoWhat Happens To Your Brain When You Play Too Much Video Games?Couples Who Celebrated Their Union In A Unique, Unforgettable WayTop 10 Most Romantic Nations In The World14 Hilarious Comics Made By Women You Need To Follow Right Now7 Reasons It’s Better To Be A Vegan6 Incredibly Strange Facts About Hurricanes5 Of The World’s Most Unique Theme Parks8 Fascinating Facts About Coffee7 Facts About Black Holes That Will Blow Your MindIs This The Most Delicious Food In The World?center_img Take that, mum and dad. I’m gonna hide in my room and play FIFA or Football Manager for ten hours. Not for me. For the world That’s right – the one thing our parents hated us doing when we were growing up is now a doctor-approved way to save thousands of lives. If ever there was a time to catch up on that shameful backlog of video games that you’ve been building up since forever, it’s now.It can’t have escaped your attention that we’re in the middle of a global pandemic, with the overwhelming advice from experts around the world being to remain indoors and slow the spread of COVID-19 (coronavirus) so we can fight it. Loading… WHO recently held a media briefing on the best way to handle coronavirus, with a number of recommended actions individuals can take to get through this trying time.One of the crucial things to remember is that we have to look after out mental health over the coming weeks.last_img read more

Vilela: Only 8 cops gave satisfactory explanation for Sept. 30 absences

first_img“They need to submit more pieces ofevidence in the formal investigation,” he stressed. ILOILO – Eight policemen who failed toreport to work on Sept. 30 during the nationwide transport strike gavesatisfactory explanations, according to Police Colonel Roland Vilela, directorof the Iloilo Police Provincial Office (IPPO). For those who claimed they were sick,they needed to submit medical certificates, said Vilela. One of the 40 policemen is the policechief of Pavia, Police Captain Niño Leonard Amar who was in Tapaz, Capiz onSept. 30 inspecting the police tactical operation center there for possiblereplication in Pavia. Some were already on sick leave evenbefore Sept. 30, he said. The eight policemen who won’t beundergoing summary hearing had valid reasons, said Vilela. This is a “disciplinary action”, saidVilela. The other 40 policemen will facesummary hearing, Vilela said yesterday. The summary hearing will be conductedby the Provincial Investigation and Detective Management Division of the IPPO. If that were so, said Vilela, why washe as police provincial director not informed about it, he asked. The 40 policemen facing a fullinvestigation, said Vilela, were from the police stations of Pavia, Oton, San Miguel,Maasin, and Cabatuan which he visited during the transport strike. Colonel Roland Vilela, director of the Iloilo Police Provincial Office. IAN PAUL CORDERO/PN As to the Cabatuan municipal policestation chief who was also not in his post during the transport strike, Vilelasaid Police Lieutenant Joebert Amado remains on leave and is yet to submit hisformal explanation./PNlast_img read more